Protecting Our Identity

How do you like knowing that hackers just sent you a virus? Did you know that there is another way these predators are attacking on the web?

Identity theft is a rapidly growing problem for many people. For several million people, it has already ruined personal transactions.

How can people do this? What are the identity thefts repercussions and what can you do to prevent it?

In the United States alone, identity theft is no longer uncommon because several bureaus are taking immediate actions to be rid of this problem. Yet, there is still some difficult in doing so.

Identity theft can happen when a hacker is able to obtain your information via the Internet. Data such as your full name, bank account number(s), and other information that has been posted online. Once they get this information, they are able to use it for many forms of crime. Whether it be to commit fraud or even just to steal your hardworking money.

All you need to do to know you are broke is check your checking account. All your money is gone!

A new way of online identity theft is spoofing. How does spoofing work you ask? Spoofing works by recreating a website with one that has the same name. In other words, that site becomes one the thief takes control of. He is now the head boss and able to control all the finances from the website.

There are three basic parts can let the thief manipulate ID theft. These are: Domain name, actual content and web hosting.

1. Domain Name - These sites can be purchased from numerous online sources for a small prices. The name will have dashes, letters and numbers.

2. Actual Content - The second component to start a website. Remember HTML and streaming media. This is the second key module in order to publish a site. The vital factor to deem here is the HTML and the streaming media are needed to distribute online.

3. Web Posting - This is the last step in the hacker’s plan to boost his plan off for stealing people’s identity. From here, the thief will say that website plus its principals and employees.

With all this, the profits that is supposed to go to the rightful owners will go to the thieves instead. Potential clients and buyers will not even notice the difference.

Individuals and companies do have a way of protecting themselves. Identity thieves can get through many of the blocks that websites put up. Yet, with two different tactics, companies can reduce their chances of being spoofed.

1. It is important to protect yourself so getting an anti-virus program would be the smart thing to do. One major way thieves can get all your information is sending you worms and viruses.

These viruses will compromise your computer and having one of these anti-virus programs to weed them out can help. The more protected you are, the less chance these thieves will get your personal and company information.

2. Secure servers have the ability to transmit data over the website without compromising people’s information. Using this can help when people are transmitting credit card information to buy something off your website.

A thing that needs to be looked into before you go with a securing server company, be informed about the business you are going to be paying to secure your information before you give out any online data to them.

Get the things that protect your website for your own sake and the sake of those visiting your site.



By: Abhishek Agarwal

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We often take our liberties for granted. What you know life to be can suddenly change if you’ve been a victim of identity theft.

While you’ve been busy with your day-to-day life someone could have stolen your personal information and racked up debts or committed fraud - all with your name on it. What happens then can be anything from being denied employment, credit or even being arrested for a crime you didn’t commit.

Identity theft is that serious.

Victims of identity theft can spend years paying back debts or fighting to restore their credit as well as their reputation. Finding out you are a victim of identity theft can be frightening and a source of anxiety even after you’ve resolved the issue.

According to a survey conducted by the FTC (Federal Trade and Commission) 4.6% of Americans involved in the survey responded that they had been a victim of identity theft within the past year. That means about 10 million Americans dealt with some form of identity theft - from using existing credit cards to setting up new accounts or giving false identification when arrested for a crime.

It doesn’t stop there. The cost of clearing up the theft ranged from an average of $500 to $1200 per victim. It took them on average 30 hours to resolve the issue while also costing time and money for businesses and agencies who assist these victims. What is being done to protect your privacy? Get free adware download and protect your online privacy.

With all the tools available to potential thieves along with our increasing reliance on paperless money transfers (credit cards, debit cards and online payments) we are incredibly susceptible to having this nightmare come true. What can you do to prevent identity theft? Get your free $97 PC Security book at http://www.pc-tool.info/

How can you reduce the risk and what do you do if it happens to you or your family?



By: Greg Haehl

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Identity theft is the act of stealing ones identity including the name, address telephone number, credit cards and mother maiden name.

In most cases, it is not only the identity stolen. Identity thieves also steal properties secured over the accounts of the owner. This is serious case and is recognized as a fraud.

You can be a victim of this crime as there are no particular requirements for identity theft. Even small companies including college students are also victimized by this crime. However, you need to take the proper action once you are victimized.

It is important for you to know who stole your personal information in your computer. You need to identify the thief who opened your new account without your permission.

It is very important for you to know the thief of your account as quickly as possible to avoid more problems to come.

The law has been changed allowing anyone to review all their account or credit report annually without requiring payment for such. This law was established in 2005. You can have a free credit report when your previous credit is denied within 60 days.

With this monthly review, you will have the chance of identifying whether there has been a huge unauthorized use of your accounts. You will be able to identify them more quickly and implement an early intervention as well. There are many services that offer monitoring of your accounts and business that are affordable.

What happened if your identity has already been stolen? You will need to report this matter. However, you will also need to take different systematic steps before you can report this particular crime.

Police look after the criminal side of the matter. You will still need to do much paperwork. You will need to complete forms and send them to all the companies and agencies that are responsible.

Where are you going to report the crime? Do you have the knowledge that you need to fill out some forms for this kind of report? Where are you going to send them?

You may report it to the police. However, you will not receive that advance action to the crime. There are special agencies that entertain crime like this. It will be discussed on the later part of the article.

You have to undergo many stages in order for you to clear your name. It can be the most difficult part, as you will be clearing a mess that you did not make. It will take time for you to clear name and battle with bureaucratic red tape.

There are many numbers of federal and state agencies that have jurisdiction, depending upon the type of crime committed. Federal Trade Commission has different agencies that can treat cases like identity theft issues, but you will still need to contact these agencies.

It will take time to clear out all the errors made in your name that is why you need to start with the process as soon as you figure out that a crime has been committed with your identity.

Start reporting the crime to the different agencies, companies, credit bureaus and investigators to process the clearing of your name and correcting the errors.

You will need to keep all the relevant files of all the contact and record all the relevant conversations and written correspondence. For you to have an easy to understand history of the relevant data, you may need to make a chart of all of these including the date, agency, contact person, company and summary of all the information discussed.

Keep originals and the send out copies. You must keep your originals safe. They will be relevant in the investigation of the crime. You can also send copies through certified mail, return receipt requested. In this way, you will have a record of the date the letters were received.

It may take time to clear your name but you will get there in the end. You will start a new life full of confidence that you will never encounter crimes like this anymore.

Remember that patience and determination is the key to the resolution of this crime.

For more information on Identity Theft Click Here



By: Lucas Heijn

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